The investment program was developed to deliver the young generation out of the tragedy of having more debt than money. Seminars and classes were held at the Center monthly to create a stewardship atmosphere. Pastor Hines credits the late Mr. Woodard with giving him advice on how to become rich that encouraged him to develop the investment program. The sound wisdom of Mr. Woodard, “not to grab with your hands everything your eyes see,” was the foundation for the lessons Pastor Hines uses to teach about investments and financial discipline, which includes the importance of good credit.